
SAVINGS, SHARES & LOAN SERVICES
Financial Empowerment Through Unity
UBADI encourages financial empowerment and economic development among its members through savings, investment opportunities, and responsible loan programs.
Through collective participation, members can strengthen their financial stability while contributing to the development of their communities.
Account Opening
Members who wish to participate in the UBADI financial empowerment program can open an account.
Account Opening Fee: UGX 20,000
After opening an account, members can begin saving immediately.
Savings
Members are encouraged to save regularly to build personal financial strength.
Savings can begin from: UGX 1,000 and above
Members are free to save any amount depending on their ability.
Withdrawals
Members have access to their savings when needed.
Savings can be withdrawn at any time through:
• Cash withdrawals
• Mobile money transfers
Shares Investment
Members can strengthen the cooperative financial base by purchasing shares.
Minimum Share Investment: UGX 100,000 and above
Shares help increase the financial strength of the initiative and create more opportunities for member support.
Fixed Deposit Investment
UBADI also offers fixed deposit investment options for members.
Fixed Deposit Option 1
Deposits between: UGX 100,000 – UGX 4,999,999
Interest earned: 2% per month
Fixed Deposit Option 2
Deposits of: UGX 5,000,000 and above
Interest earned: 5% per month
Loan Services
Members who actively participate in savings may qualify for loans to support their economic activities.
Loan Interest Rate: 3% per month
Loans may be used for:
• Business development
• Agricultural projects
• Personal financial growth
• Community development initiatives
Growing Together
Through savings, investment, and responsible financial management, UBADI members strengthen their financial independence while supporting the growth of the wider community.
Together we build stronger believers, stronger communities, and a stronger nation.